SIP Calculator (Systematic Investment Plan)
Use this SIP calculator to estimate how much your monthly investment can grow over time. Plan your mutual fund investments wisely and visualize long-term wealth creation.
₹
%
years
Investment Summary
Total Invested
₹6,00,000
Estimated Returns
₹5,61,695
Maturity Value
₹11,61,695
What is a SIP?
A Systematic Investment Plan (SIP) allows investors to invest a fixed amount regularly in mutual funds. It helps build wealth over time through the power of compounding and disciplined investing.
How SIP Calculator Works
The SIP maturity value is calculated using the future value formula:
M = P × [ ( (1 + r)^n - 1 ) / r ] × (1 + r)
- P = Monthly Investment
- r = Monthly Interest Rate
- n = Number of Months
Benefits of Investing via SIP
- Disciplined investing
- Power of compounding
- Rupee cost averaging
- Flexible and affordable
Frequently Asked Questions
Is SIP better than lump sum?
SIP is generally better for salaried individuals as it promotes disciplined investing and reduces market timing risk.
What is the minimum SIP amount?
Most mutual funds allow SIP investments starting from ₹500 per month.